Graduate Student Loans

Are you interested in applying for Graduate Student Loans? There are many loans available to college students that are pursuing their professional or graduate degrees. Both the Federal Family Education Loan Program (FFELP) and the Federal Direct Student Loan Program (FDSLP), offer Graduate Student Loans to undergraduate students. There too are many private lenders which offer Graduate Student Loans as well.

Interested in applying for Graduate Student Loans?
Apply for Graduate Student Loans today.

After receiving a college degree, many students choose to pursue their professional or graduate degrees. Though the costs of graduate school may be on the rise, with Graduate Student Loans, students which could not normally afford grad school, can continue on to receive their Graduate and Professional degrees.

Below, are the two Stafford Graduate Student Loans available:

• FFELP Graduate Stafford Loan
• FDSLP Graduate Stafford Loan

Other graduate student loans which are also available are:

• FFELP Grad PLUS loan
• FDSLP Grad PLUS Loan
• Private Graduate PLUS loan

Due to the funding being guaranteed by the Federal government and the department of Education, the most popular Graduate Student Loans are the Stafford loans, with the Direct loan program, Graduate Stafford Loans being the most sought after, and FFELP graduate Stafford Loans being the one most offered. One of the main benefits of the Graduate Student Loans offered through both the Stafford programs is the lower interest rates. Until 2013, Graduate Student Loans are at a fixed rate of 6.8%.

It is important to note that there are loan limitations which are imposed on the Federal Graduate Stafford Loans which include any prior Stafford loan amounts borrowed for undergraduate studies. Currently the combined total maximum loan amount for Stafford loans is $138,500 – with no more than $65,500 being subsidized loans. Due to the relatively low increase in loan limits for Federal Stafford Loans, there has been a significant increase in Private Graduate Student Loans over the last decade.

Interested in applying for Graduate Student Loans?
Apply for Graduate Student Loans today.